Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.